Your phone is now a Smart POS
Accept card and mobile money payments using an NFC-enabled Android phone. No traditional POS terminal required.
Simple Payment Flow
VPSMART gives merchants a simple way to accept payments using a compatible NFC-enabled Android phone instead of a traditional POS terminal.
Install VPSMART
The merchant installs the VPSMART app on a compatible Android device and accesses the SoftPOS service.
Enable NFC
The Android phone uses NFC technology to accept contactless card payments directly on the device.
Accept Payments
Customers can pay using card, mobile money, or supported alternative payment methods through one app-based solution.
Lower Cost. Faster Rollout.
VPSMART helps institutions and merchants move away from heavy POS hardware dependency. It offers a practical SoftPOS model designed to reduce setup costs, lower maintenance overheads, and expand payment acceptance using Android NFC devices.
A smarter way to deploy merchant payment acceptance
VPSMART removes the need for major capital investment in traditional POS terminals, making it easier for institutions to support more merchants with less operational friction.
Cost Effective
Reduce the need for capital investment in traditional POS terminals by using compatible Android devices as SoftPOS payment tools.
Reduced Maintenance
Lower operational expenses linked to terminal servicing, replacement, logistics, and traditional POS hardware support.
Multiple Payments
Support card acceptance, mobile money, and alternative payment methods through one flexible app-based payment solution.
Plug And Play
Roll out SoftPOS capabilities to the market with minimal technical complexity and a faster path to merchant activation.
Built For Secure Payment Processing
VPSMART provides a seamless SoftPOS ecosystem for Android devices, with secure transaction processing, acquirer compatibility, and merchant dashboard visibility.
A connected ecosystem for modern digital payments
VPSMART is designed to fit into existing payment environments while giving merchants simple access to SoftPOS capabilities through Android devices.
Android Ready
VPSMART is available for Android devices and gives merchants secure access to SoftPOS capabilities through a compatible mobile device.
CyberSource Integration
The solution includes CyberSource integration to support secure transaction processing within the VPSMART payment environment.
Acquirer Compatibility
VPSMART can work smoothly with acquirers’ existing systems, helping support a wide range of payment methods.
Merchant Dashboard
A dedicated dashboard provides real-time transaction insights and operational control for merchants and institutions.
Trusted Payment Security
VPSMART is designed around secure payment acceptance, certified card processing, compliant infrastructure, and secure PIN entry directly on Android devices.
Secure by design for modern digital payment acceptance
VPSMART combines scheme certification, PCI DSS managed infrastructure, and Pin on Glass technology to support a secure and compliant payment experience for merchants, institutions, and customers.
Scheme Certified
VPSMART complies with Visa and Mastercard testing and certification requirements, helping provide a secure card payment experience.
PCI DSS Environment
The VPSMART infrastructure is managed within a PCI DSS Level 1 environment, supporting protection of payment data and compliance standards.
Pin On Glass
Secure PIN capture is handled directly on Android devices, supporting a convenient and compliant PIN entry experience.
Flexible Deployment Models
VPSMART can be offered on a white-label basis and customized around your institution’s strategy, merchant requirements, transaction volumes, and operational scale.
A SoftPOS solution built around your business model
VPSMART is designed for institutions that want to deploy modern payment acceptance under a customizable model that aligns with their market, merchants, and growth strategy.
Bring VPSMART to your merchants
Speak to Virtual Pay about deploying VPSMART for your institution, merchant network, or business payment acceptance needs.
Request VPSMART Information
Tell us what you need and our team will follow up.
