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Corporate Banking, Global Acquiring, Instant Transfers.

Virtual Pay is now a fully licensed Electronic Money Institution (EMI) with Visa & Mastercard Principal Acquiring, Visa Direct, and SWIFT capabilities. We empower corporates with deposit-taking, global acquiring, and seamless cross-border transfers.

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Electronic Money Institution (EMI)

Virtual Pay is an African-born, globally connected Electronic Money Institution (EMI). We are licensed to provide deposit-taking, payouts, and collections for corporates, supported by Visa & Mastercard acquiring, Visa Direct, SWIFT, and mobile money networks.

Our Vision: To be the corporate banking and acquiring partner of choice across Africa and beyond.

Our Mission: To empower enterprises with seamless, real-time, and compliant payment solutions.

Our Services

Corporate EMI Banking

- Corporate accounts in multiple currencies
- Safe deposit-taking and secure settlements
- Reconciliation and reporting tools

Visa Direct

- Real-time disbursements
- Mass payouts
- Global reach

Mobile Money Collections & Disbursements

- Collections across 30+ markets
- Bulk disbursements
- Real-time settlement

Visa & Mastercard Principal Acquiring

- Global acquiring at reduced cost
- Faster settlement times
- Increased acceptance rates

SWIFT Transfers

- Global B2B payments
- Multi-currency transfers
- Secure correspondent banking

Our Compliance & Payment Credentials

Licensed as an Electronic Money Institution (EMI)

Direct principal member of Visa and Mastercard

SWIFT member for global wire transfers

PCI-DSS certified for card data security

Full adherence to AML/CFT and regulatory frameworks

FAQs

We only provide services to corporates, not individuals.

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Let your business grow with our all-in-one platform for digitised payments

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